中国金融集成电路（IC）卡借记/贷记应用个人化指南中国金融集成电路（IC）卡标准修订工作组二零零四年九月第1页共34页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第1页共34页目次1文档概览.........................................................................................................................................21.1目的.........................................................................................................................................21.2面向对象.................................................................................................................................21.3参考信息.................................................................................................................................21.3.1参考资料.........................................................................................................................21.3.2符号约定.........................................................................................................................31.4缩略语和符号表示.................................................................................................................32个人化过程概述.............................................................................................................................63初始化.............................................................................................................................................84数据准备........................................................................................................................................114.1创建个人化数据...................................................................................................................114.1.1发卡行主密钥及其相关数据.......................................................................................114.1.2应用密钥和证书...........................................................................................................114.1.3应用数据.......................................................................................................................114.2记录格式...............................................................................................................................124.2.1结束个人化处理...........................................................................................................124.3中国金融集成电路（IC）卡的数据分组...........................................................................125中国金融集成电路（IC）卡借记贷记应用需求.......................................................................185.1中国金融集成电路（IC）卡借记/贷记应用必须满足在通用个人化中规定的所有要求185.2中国金融集成电路（IC）卡借记/贷记应用必须满足在中国金融集成电路（IC）卡借记贷记卡片规范中规定的所有要求........................................................................................................185.3中国金融集成电路（IC）卡借记/贷记应用必须将中国金融集成电路（IC）卡借记贷记卡片规范中强制规定的所有数据个人化............................................................................................186安全规范.......................................................................................................................................196.1安全综述.......................................................................
