中国金融IC卡试点PSAM卡应用规范（V2.0讨论稿）中国金融PSAM卡应用规范中国金融IC卡试点工程实施小组二零零六年八月2中国金融PSAM卡应用规范中国金融IC卡试点工程实施小组目录一.文件结构..........................................................................................................................................11.文件结构.....................................................................................................................................12.MF区域说明...............................................................................................................................23.ADF区域说明............................................................................................................................3二.基本命令..........................................................................................................................................51.选择文件（SELECT）.................................................................................................................52.读记录文件（READRECORD）.................................................................................................73.写记录文件（UPDATERECORD）.............................................................................................84.读二进制文件（READBINARY）............................................................................................105.写二进制文件（UPDATEBINARY）........................................................................................116.外部认证（EXTERNALAUTHENTICATION）............................................................................137.取响应数据（GETRESPONSE）...............................................................................................148.取随机数（GETCHALLENGE）................................................................................................15三.扩展命令........................................................................................................................................161.写入密钥（WRITEKEY）........................................................................................................162.批量更新密钥初始化（INITBATCHUPDATE）......................................................................173.批量更新消费主密钥（BATCHUPDATEGMPK）.................................................................184.通用DES计算初始化（INIT_FOR_DESCRYPT）.............................................................205.通用DES计算（DESCRYPT）...............................................................................................226.应用解锁（APPLICATIONUNBLOCK）.....................................................................................247.MAC1计算（INIT_SAM_FOR_PURCHASE）....................................................................268.校验MAC2（CREDIT_SAM_FOR_PURCHASE）.............................................................28四.应用流程........................................................................................................................................301.全国密钥管理中心洗卡...........................................................................................................302.消费交易流程...........................................................................................................................3...
