中小企业融资问题的探讨及国际借鉴VIP免费

摘要改革开放以来，我国中小企业得到了迅猛的发展，已经成为我国现阶段最具竞争力的经济力量之一。加快中小企业的发展已成为全社会的共识。然而，中小企业在发展过程中所面临的融资困境已经成为制约其发展的首要问题。在货币政策紧缩的大环境下，中小企业融资难问题备受关注。本文旨在为解决这一问题提供一些对策建议。本文以中小企业的融资问题为探讨对象，以中小企业融资难为出发点，结合我国中小企业的实际特点，系统地分析了我国中小企业融资中存在的问题，剖析了中小企业融资难的原因。在此基础上，建议解决我国中小企业融资难的问题，应立足于我国实际，同时借鉴国际经验，切实解决这一问题。关键字：中小企业、融资困境、国际借鉴TheDiscussionofThemediumandsmall-sizedenterprises'financialproblemandInternationalexperiencesAbstractSincereformandopening-up,Themediumandsmall-sizedenterprisesofourcountryhavegotswiftandviolentdevelopment.Andhavealreadybecomeoneofthemostcompetitiveeconomicforcesnowinourcountry.QuickkeningthedevelopmentofSMEshasalreadybecomethecommonunderstandingofthewholesociety.However,thefinancialpredicamenthasbeentheprimaryproblemfortheSMEsduringthecourseoftheirdevelopment.Thispaperaimsatprovidingsomesuggestionsaboutthisproblem.Accordingtotheactualcharacteristics,thispapercompletelyanalysestheproblemsexistinginthesystemofinternalfinancing.Morever,thispaperpointsweshouldlearnaboutothercountries'experiencesandbaseonourownpracticetoresolvetheproblems.Keywords:MediumandSmall-sizedEnterprises、FinancialpredicamentInternationalexperiences目录摘要.............................................................................................................................................IAbstract......................................................................................................................................II1概述..........................................................................................................................................11.1选题目的及意义...........................................................................................................11.2本文探讨的内容...........................................................................................................12国内外中小企业融资理论综述..............................................................................................22.1国外中小企业融资理论综述.......................................................................................22.2国内中小企业融资理论综述.......................................................................................33目前我国中小企业融资难的问题分析及原因探讨..............................................................43.1我国中小企业融资难的问题分析...............................................................................43.1.1企业自有资金缺乏............................................................................................43.1.2间接融资方式单一............................................................................................43.1.3直接融资困难....................................................................................................43.1.4抵押能力不强....................................................................................................53.1.5风险投资不发达................................................................................................53.2我国中小企业融资难的原因分析..........................................