2022个人借款合同英文版个人借款合同（英文版）导语：在我们的日常生活中，借贷行为是较为常见的，通常表现为向亲朋好友借款或者像银行贷款，这种时候我们应当如何拟写个人借款合同呢?今日我就带大家看看一篇个人借款合同(英文版)，欢迎大家阅读!个人借款合同(英文版)borrower:第1页共10页lender:mortgagor:surety:pledgeor:thiscontractismadeinlinewiththecontractlawofthepeople'srepublicofchinaandthegeneralprovisionsofloansofthepeople'sbankofchinatospecifytherightsandobligationsofpartiesinvolved.loanborrowingclause第2页共10页article1.amountofloan:referto36.1article2.purposeofloan:referto36.2article3.lifeofloan3.1referto36.33.2acertificateofindebtednessoraloanvoucherisanintegralpartofthiscontract.thedateofadvanceandpaymentduedateshallfollowthedatespecifiedonthecertificateofindebtednessorloanvoucher.wherethereisanyinconsistencybetweenthestipulationsonthe第3页共10页certificateofindebtednessorloanvoucherandthetermsandconditionsonthiscontractexceptdate,thelattershallprevail.article4transferringofloan.thefullamountofloanshallbetransferredtoanaccountdesignatedbytheborrowerwithin5workingdaysfromthedateofcompletingborrowingprocedure.referto36.4forthefrequency,timeandamountoftransferringarticle5.interestrateofloanandcalculation第4页共10页5.1interestrateofloan:theinterestrateunderthiscontractisspecifiedin36.5inlinewithrelevantrules.incaseofchangeofinterestrate,theinterestratestipulatedinthecontractshallprevailforloanswithalifeoflessthanorequaltooneyear;forloanswithalifeexceedingoneyear,theinterestshallbecalculatedonamulti-stagebasis,i.e.fromnextjan.1stfollowingtheadjustmentofinterestrate,thenewrateshallprevail.incasetheborrowerfailstorepaytheprincipalandinterest第5页共10页beforetheduedate,orfailstousetheloanforpurposesasagreedinthiscontract,thelendershallbeentitledtocollectdefaultinterestinlinewithrelevantrules.thedefaultinterestrateisspecifiedin36.6.5.2incaseofcalculatinginterestonmulti-stagebasisduetoadjustmentofinterestrate,thelendershallbeentitledtoadjusttheinterestrateonhisownwithoutfurthernoticetotheborrower.article6typeofrepaymentofloan第6页共10页6.1theborrowershouldopenanaccountwiththelender(theaccountnameandaccountnumberarespecifiedin36.7.)andpromisetodepositsufficientmoneyforrepaymentbeforeeachduedate.theborrowerherebyauthorizesthelendertocollect,ifany,compoundinterest,defaultinterest,liquidateddamage,premium,compensationandexpensesarisingfromtherealizationofcreditor’sright(includinglawyer’sfeeandcourtexpense)inadditiontodueprincipalandinterestofloan.incasetheassetin第7页共10页thisaccountisnotenoughforrepaymentofdueprincipalandinterest,thelendershallbeentitledtocollectfromanyaccountopenedbytheborrowerwithanybranchoficbc.6.2theborrowershallrepaytheprincipalandinterestonamonthlybasis(exceptrepayingprincipalandinterestinalumpsum)fromthesecondmonthfollowingtheissuingofloan,asagreedbetweentheborrowerandlender.therepaymenttenorsandtypearespecifiedin36.8.6.3incaseofmulti-stagecalculationofinterestas第8页共10页specifiedin5.1duetoadjustmentofinterestrateduringthelifeofloan,therepaymentamountforloanswithalifeexceedingoneyearshallberecalculatedonthebasisofbalanceofunpaidloanandtherestofrepaymenttenorfromnextjan.1stfollowingtheadjustmentofinterestrate.6.4repaymentoftheloanaheadofschedulebytheborrowershallbesubjecttowrittenconsentfromthelender.theinterestofprepaidamountshouldbecalculatedonthebasisofratespecifiedinthiscontractandactual第9页共10页days.article7guarantytype.theguarantorandguarantytypeunderthiscontractisspecifiedin36.9.thespecificstipulationsarestatedincorrespondingguarantyclauses.article8rightsandobligationsoftheborrower.8.1rightsoftheborrower.obtainandusetheloanfortheperiodandpurposesasagreedinthiscontract.本文来源：网络收集与整理，如有侵权，请联系作者删除，谢谢！第10页共10页
