我国商业银行××业务发展问题及对策摘要随着银行界影响力和自由化的渗透，中国国有商业的银行境外战略投资者也增加。在此背景下，本文基于2004年至2010的面板数据，分析了国外战略投资者股权比例的影响对中国工商银行绩效的影响。本文首先介绍了战略投资者的定义。已经有很多关于外国战略投资者对银行的影响研究性能。接下来，本文回顾了战略投资者的发展历程在中国。他们已经经历了三个阶段。由发展伴随着战略投资者，外国资本参与的方式进入中国银行业经历了从绿地投资转向战略投资者。这种转变代表了中国商业银行的共同选择，中国政府和外国企业。第三，本文分析了两种与战略投资者的影响银行业绩。通过这些渠道，战略投资者有复杂对银行的业绩影响。为了分析境外战略投资者对中国的影响商业银行。最后，在文章的基础上，实证结果的末尾，提出了一些政策建议。关键词：商业银行；境外战略投资者；实证研究；建议AbstractWiththepenetrationofthebankingsectorandtheimpactofliberalization,foreignstrategicinvestorsinChinesestate-ownedbanksalsoincreasedbusiness.Inthiscontext,thispaperbasedonpaneldatafrom2004to2010,andanalyzestheimpactoftheimpactofforeignstrategicinvestorsforstakeCommercialBankofChinaperformance.Thispaperintroducesthedefinitionofstrategicinvestors.Therehavebeenmanystudiesontheimpactofforeignstrategicinvestorsintheperformanceofbanks.Next,thepaperreviewsthedevelopmentofstrategicinvestorsinChina.They'vegonethroughthreestages.Accompaniedbythedevelopmentofastrategicinvestor,thewaytheparticipationofforeigncapitalintoChina'sbankingsectorhasexperiencedashiftfromagreeninvestmentstrategyinvestors.ThisshiftrepresentsacommonchoiceofChinesecommercialbanks,theChinesegovernmentandforeigncompanies.Third,thispaperanalyzestwostrategicinvestorsandtheimpactofbankperformance.Throughthesechannels,strategicinvestorshavecomplexeffectsonthebank'sperformance.InordertoanalyzeforeignstrategicinvestorsinChina'simpactoncommercialbanks.Finally,onthebasisofthearticle,theendoftheempiricalresults,andmadeanumberofpolicyrecommendations.Keywords：Commercialbank；Foreignstrategicinvestors；Empiricalstudy；Recommendations目录摘要.....................................................................................................................................IAbstract.................................................................................................................................II一、绪论...........................................................................................................................-1-(一)研究背景.......................................................................................................................-1-(二)研究目的与意义...........................................................................................................-2-(三)文献综述.......................................................................................................................-3-(四)主要研究内容与研究方法...........................................................................................-5-(五)创新与不足之处...........................................................................................................-5-二、引进境外战略投资者的现状.............................................................................-6-(一)国有商业银行引进境外战略投资者的历程...............................................................-6-(二)国有商业银行引进境外战略投资者的现状——以工行为例...................................-7-三、...
