中国金融集成电路(IC)卡借记/贷记应用个人化指南中国金融集成电路(IC)卡标准修订工作组二零零四年九月目 次1文档概览.........................................................................................................................................21.1目的.........................................................................................................................................21.2面向对象.................................................................................................................................21.3参考信息.................................................................................................................................21.3.1参考资料.........................................................................................................................21.3.2符号约定.........................................................................................................................31.4缩略语和符号表示.................................................................................................................32个人化过程概述.............................................................................................................................63初始化.............................................................................................................................................84数据准备........................................................................................................................................114.1创建个人化数据...................................................................................................................114.1.1发卡行主密钥及其相关数据.......................................................................................114.1.2应用密钥和证书...........................................................................................................114.1.3应用数据........................................................................................