本科论文摘 要近年来，第三方支付的发展变得越来越快，并且在各个方面持续的对传统支付方式产生了一定的影响。如今，随着第三方支付的不断发展，在它们之间，支付宝和其他支付平台已成为人们日常生活中的常见支付方式，其中当属支付宝在第三方支付中对人们的影响最大。国内外已有学者研究和讨论了第三方支付的风险，并提出了相应的监管建议。本文将以第三方支付领域的领导者支付宝为例，结合不同学者的研究，结合《第三方支付发展报告》，专门阐述第三方支付的风险机理和相关监管措施，为将来的研究铺平道路。关键词：第三方支付，支付宝，风险机理，监管本科论文AbstractIn recent years, the development of the third party payment has become faster and faster, and has a certain impact on traditional payment methods in all aspects.Nowadays, with the development of the third party payment, among them, Alipay and other payment platforms have become the common way of payment in people's daily life.Alipay has the greatest impact on people in the third party payment.Some scholars at home and abroad have studied and discussed the risks of the third party payment, and put forward corresponding supervision suggestions. This article take Alipay, the leader of the third party payment field as an example, combine the research of the other students, and combine the third party payment development report, elaborate the risk mechanism and relevant supervision measures of the third party payment, and pave the way for future research. Key words: Third-Party payment, Alipay, Risk mechanism, Supervision 本科论文目 录前 言........................................................................................................................................11 绪论.......................................................................................................................................21.1 研究背景和研究意义......................................................................
