试析企业融资的问题及对策——以哈尔滨紫霞生物科技有限公司为例摘要：中小企业中小型企业时我国经济发展中必不可缺的一部分，拥有超过一半国家税收，它不仅代表着中国企业中最具活力的一部分，同时也是我国经济创新的重要支柱。虽然，中小企业在中国经济发展中起着相当重要的作用，但它却也拥有着局限性。由于中小企业的资产小，企业规模不大，无法与大企业进行竞争，难以抵御市场中的危机，这些问题是中小企业健康发展路上的一大阻力。因此，研究中小企业融资具有重要的理论和实践意义。本文以哈尔滨紫霞生物科技有限公司作为对象，展开对中小企业融资问题的深入研究，提出针对性建议。首先使用文献研究法，进行文献检索工作，找到课题的理论支撑点为本文定下基调。其次，将哈尔滨紫霞生物科技有限公司作为本文的研究对象，将该企业基本状况进行综合分析，特别是该公司的融资问题进行重点分析，从中得出中小企业存在内源融资不足、融资方式单一及融资成本高的问题。最后，就中小企业融资问题找出解决对策。关键词：中小企业；融资难；融资问题Research on financing problems of SMEs——Taking Harbin Zixia Biotechnology Co., Ltd. as an exampleAbstract: Small and medium-sized enterprises (SMEs) are an indispensable part of China's economic development. They have more than half of the country's tax revenue. It not only represents the most dynamic part of Chinese enterprises, but also an important pillar of China's economic innovation. Although SMEs play a very important role in China's economic development, they also have limitations. Due to the small assets of small and medium-sized enterprises, the scale of enterprises is not large, they cannot compete with large enterprises, and it is difficult to resist the crisis in the market. These problems are a major obstacle on the healthy development of small and medium-sized enterprises. Therefore, research on SME financing has important theoretical and practical significance.IThis article takes Harbin Zixia Biotechnology Co., Ltd. as the object, and carries ...
