12 月四级考试作文范文：卡奴On Card Slave“卡奴”是指一种人使用大量的现金卡、信用卡，但承担不出缴款金额或是以卡养卡、以债养帐等方式，一直在还利息钱的人。1. 目前消失很数年轻人变成“卡奴”现象2. 消失这一现象的原-因3. 我对这一现象的见解和提议参照范文：On Card SlaveAs people change the patterns of consumption, it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so-called card-slave category.The reason behind “card slaves” varies. The fierce competition among banks, Chinese or foreign, encourages them to lure customers to hold more credit cards. Unfortunately, some card holders, especially youngsters with large shopping addictions and small salaries, have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries, they always live on the edge of bankruptcy.In my opinion, people should manage their financial affairs. First, only choose the credit cards that suit you the most. Secondly, manage your cards properly. Get some good tips from internet and follow them. Thirdly, increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.
