中国人民财产保险股份有限公司国内短期贸易信用保险承保实务目录第一部分 展业准备........................................................................................................................3一、基础知识准备..........................................................3二、理解保险条款..........................................................4(一)适用范围...........................................................................................................4(二)保险责任...........................................................................................................4(三)责任免除...........................................................................................................5(四)保险费率...........................................................................................................9(五)承保对象.........................................................................................................11(六)保险合同.........................................................................................................13(七)事前告知.........................................................................................................13(八)展业工具.........................................................................................................14第二部分 核心原则......................................................................................................................14一、保险利益原则.........................................................14二、统保原则.............................................................15三、风险共担原则.........................................................17第三部分 承保流程......................................................................................................................18一、保单承保.............................................................19（一）承保意向书.......................................................................................................
