在金融视角下看待共享单车的发展问题和对策从一个单纯为了满足了人们所谓的“最后三公里”的需要，到如今的共享单车，它从一个充满未知定数的新事物变成如今饱受争议的旧事物经历了很多变数，透露出其共享体系下的许多金融本质现象，也同样产生了很多问题，因此本文意在于挖掘共享单车背后的金融实质现象以及对其产生的问题进行浅析。关键词：征信体系 融资 大数据AbsractFrom a simple attempt to meet people's so-called "last three kilometers" needs, to today's shared bicycle, it has gone through many variables from a new thing full of uncertainties to a controversial old thing, revealing many financial essential phenomena under its shared system, and also causing many problems. Therefore, the purpose of this paper is to excavate the financial essence behind the shared bicycle and to analyze the problems arising therefrom.Keywords：Credit Reporting System financing Big data目录在金融视角下看待共享单车的发展问题和对策...................................................................1一．引言..................................................................................................................................2二．共享单车的现状..............................................................................................................3（一）金融行业竞争激烈，部分问题平台退出市场...................................................3（二）“信用免押”让用户放心骑...............................................................................3（三）实现了“互联网金融+交通运输”.....................................................................3三、用金融的眼光看待共享单车...........................................................................................4（一）信用共享机制在共享单车上的应用...................................................................41 建设信用共享机制 促进行业发展......................................................................42 信用共享完善征信.............................
