摘 要近年来随着我国经济的发展，与经济相关的金融行业也实现了较大进步，特别是我国众多地区普惠金融发展不断完善，普惠金融政策的提出与落实在很大程度上提高了我国金融行业的规模与效率。因此，本文在对普惠金融进行研究的基础上，从数字技术的层面与普惠金融有效结合在一起的角度进行研究。首先，本文对数字技术和普惠金融融合的发展进行了简要的阐述，并且结合我国推动普惠金融发展的成功经验，共同分析发展现状。找出在普惠金融发展中与数字技术相结合所存在的一些问题，并针对这些问题提出相应的建议。关键词：数字普惠金融；风险控制；管理研究AbstractWith the rapid development of inclusive finance, a new model has been formed, which is digital inclusive finance. At present, the scope of the research on Inclusive Finance in the theoretical circles is mainly traditional inclusive finance, while the research on digital Inclusive Finance is less, and the research is not in-depth. Therefore, on the basis of the research on inclusive finance, this paper studies the effective combination of digital technology and inclusive finance. Thus, find out the trend of the development of digital inclusive finance, and make up for the lack of research on digital Inclusive Finance at this stage. On the other hand, many scholars study the development of Inclusive Finance only from the traditional point of view, but not from the standpoint of digital technology. Therefore, this paper will also carry out research in this area to supplement the shortcomings of this research field. Firstly, this paper briefly describes the development of the integration of digital technology and inclusive finance, and combines the successful experience of promoting Inclusive Finance Development in China to analyze the current situation of development. Find out some problems in the development of Inclusive Finance and the combination of digital ...
