互联网金融背景下的中国银行业国际化战略研究 [摘 要] 伴随互联网的快速发展，经济的全球化与金融一体化已成为不可逆转的时代潮流，银行的国际化也成为银行业发展的必然趋势。在整个大的金融背景下，随着我国经济的对外开放和金融体制的改革深入，中国银行业面临着参与全球竞争的机遇与挑战。为此，本文主要针对互联网金融的内涵和理想状态展开了研究，分析了中国银行业在互联网金融背景下面临的机遇与挑战，针对金融危机后的国际金融形势，面对互联网金融背景下的机遇与挑战，我国银行业需要做好国际化路径的选择，以便更好地实现金融国际化，为实现我国银行业的国际化路线，本文对中国银行业走向国际化提出了对策与建议。[关键词] 互联网金融；中国银行业；国际化；战略对策 1 China’s banking internationalization strategy research under the background of Internet finance Abstract ： Along with the rapid development of Internet, economic globalization and financial integration have become an irreversible trend of the times and the internationalization of banks has also become an inevitable trend in the development of banking. Under the greater financial background and with the opening to the outside of our country’s economy and the in-depth reform of the financial system, China's banking sector is facing opportunities and challenges from its involvement in global competition. For this reason, this paper focuses on the research of the connotation and the ideal state of the Internet finance and analyzes the opportunities and challenges China’s banking industry is faced with under the background of the Internet finance In view of the international financial situation after the financial crisis and in face of the opportunities and challenges under the background of the Internet finance, we need to choose our own country’s banking internationalization path in order to better realize the financial internationalization. And in order to realize...
