1互联网金融背景下商业银行业务转型研究目 录..........................................2.......................................2.......................................2.......................................3.......................................3..................................3............................6.................................6.............................6.................................6........11........12................13................13............15......................15..............................15..................16217...................17...................17.........................18...............................18............................................20摘 要互联网金融对商业银行的影响日益明显，互联网与商业银行之间更多的是存在合作关系，彼此之间相互促进，融合共生。本论文主要分析了 P2P、第三方支付、众筹等存在的互联网金融模式，对商业银行资产、负债业务的影响。解释说明银行理财子公司的新优势，以及以互联网新网银行为例，介绍互联网银行的风险控制体系。对比分析传统银行与互联网金融各自的优劣势。关键词：互联网金融；商业银行；第三方支付；众筹ABSTRACTThe influence of Internet finance on commercial banks is increasingly obvious. There is more cooperation between the Internet and commercial banks, which promote each other and integrate symbiosis. This paper mainly analyzes the impact of P2P, third-party payment, crowdfunding and other existing Internet financial models on the business and asset business of commercial banks. Explain the new advantages of the bank's financial management subsidiary, and introduce the Internet Bank's risk control system by taking the Internet New Network Bank as an example. Compare and analyze the advantages and disadvantages of traditional banks and Internet finance.Key words:Internet finance; commercial banking; third-party payment; crowdfunding2天津大学仁学院 2019 届本科生毕业设计（论文）第一章 导论1.1...
