会计学专业 汽车金融在中国的现状及发展

汽车金融在中国的现状及发展摘 要我国汽车金融的发展尚处于起步阶段，回顾我国汽车金融的发展历程，不难发现我国汽车金融的发展仍存在着许多问题。本文从汽车金融的含义入手，对汽车金融在中国的发展现状及发展趋势进行了具体分析，并对汽车金融的发展提出了合理建议，旨在推动汽车金融的健康快速发展。关键词：汽车金融 发展现状 购车贷款AbstractChina's automobile finance development is still at the beginning stage, reviews our country automobile finance development process, it is not difficult to find our automobile finance development still exist many problems. This article from the auto finance meaning proceed with, the automobile finance development in China the status quo and development trend were analyzed in detail, and the development of automobile finance put forward reasonable suggestions, aimed at promoting the healthy and rapid development of automobile finance.Key words: automobile finance development purchase a car loan目 录1 引言..........................................................................................12 汽车金融概述..........................................................................13 汽车金融在中国的现状..........................................................13.1 缺乏完善的信用体系和保障体系..................................13.2 资本金不足，外资主导中国市场..................................23.3 利率的限制......................................................................24 汽车金融在中国的发展趋势..................................................25 汽车金融的发展对策..............................................................35.1 大力发展专业的汽车金融公司......................................35.2 建立社会信用体系，加强信用风险管理......................35.3 放宽政策限制，拓宽融资渠道......................................36 结语..........................................................................................4鸣 谢.........................