数字货币监管研究【摘要】数字货币已是大势,它是社会经济与科技高度发展的必然产物,给人类社会带来意想不到的便捷。同时,它交易流通过程中的监管问题不容忽视,否则极容易成为世界另一大违法犯罪的工具。数字货币的监管现仍不太成熟,各发达国家还在不断的摸索探究并提供了宝贵的经验,我国在未来数字货币的监管问题上也可进行借鉴。本文拟对数字货币的定义和现状进行梳理、分析和总结,对数字货币的弊端进行研究、分析和总结,根据币民、交易平台和非法交易三个方面阐述监管缺失带来的危害;对我国数字货币的监管现状分析总结,包括积极的、中立的和反对的三种监管措施;根据国外的监管经验,阐述了数字货币的监管建议;在本文的基础上,对我国数字货币的未来发展的机遇和挑战进行了阐述;研究数字货币的监管和发展有助于数字货币的稳健发展。【关键字】数字货币;监管;区块链;法定数字货币Research on digital currency regulation[Abstracts] Digital currency has become the general trend, it is the inevitable product of the high development of social economy and science and technology, bringing unexpected convenience to human society. At the same time, it is the process of trading and circulation of regulatory problems can not be ignored, otherwise it is very easy to become the world's other major illegal crime tool. The regulation of digital currency is still not mature, the developed countries are still exploring and providing valuable experience, China's future digital currency regulation can also be used for reference.This paper intends to comb, analyze and summarize the definition and status quo of digital currency, study, analyze and summarize the disadvantages of digital currency, expound the harm caused by the lack of supervision according to the three aspects of currency, trading platform and illegal trading, analyze and summarize the current situation of the country's digital currency, including the three kinds of regulatory measures that are active, neutr...