目 录摘 要..................................................................................................................IAbstract.................................................................................................................II引言.......................................................................................................................11 独立担保制度的概念及特征............................................................................11.1 独立担保制度的概念............................................................................31.2 独立担保制度的特征............................................................................32 我国独立担保制度的现状分析........................................................................52.1 立法现状................................................................................................52.2 相关法律规定分析................................................................................63 我国独立担保制度存在的相关问题................................................................83.1 “内外有别”制度的弊端......................................................................83.2 欺诈例外抗辩权的认定分析................................................................84 独立担保制度国外现状..................................................................................114.1 国外独立担保发展现状......................................................................114.2 关于欺诈例外标准的认定..................................................................125 完善路径..........................................................................................................145.1 承认国内独立担保法律制度的效力..................................................145.2 审查原则..............................................................................................145.3 欺诈例外的完善.....................................................................................