课程论文题目:互联网金融背景下商业银行 风险管理讨论二〇一七年八月互联网金融背景下商业银行风险管理讨论内容提要：随着互联网信息技术的不断进展，对商业银行的渗透程度也在不断加深，互联网金融是我国金融体制改革的必定结果，是二十一世纪初我国金融行业最伟大的创举。虽然互联网金融有助于商业银行降低交易成本，加强资金的流动性，扩大交易边界，提高资源配置效率,但与之伴随的各种风险也威胁着银行业的稳定，因此讨论互联网金融背景下的商业银行风险控制尤为必要。首先介绍互联网金融进展进程及现状，分析互联网金融对商业银行的影响机制，然后总结互联网金融对商业银行风险管理的挑战,同时提出了互联网金融背景下商业银行风险管理的应对措施。关键词：互联网金融；商业银行；风险管理Research on the Risk Management of Commercial Banks under the Background of Internet FinanceAbstractWith the continuous development of Internet information technology ， the penetration of commercial banks is also deepening. Internet finance is the inevitable result of China's financial system reform and the China's financial industry’s greatest pioneering work in the 21st century. While Internet finance helps commercial banks reduce transaction costs ， increase liquidity, expand trade borders, and improve resource allocation efficiency， the risks associated with it also threaten the stability of the banking industry 。 The study of the Commercial bank risk control in the context of Internet financial is particularly necessary。 Firstly, this article introduces the process and current situation of Internet financial development and analyzes the impact mechanism of Internet finance on commercial banks. Then it summarizes the challenge of Internet finance to risk management of commercial banks. At last, it puts forward the countermeasures of commercial banks’ risk management under the background of Internet finance.Key word：Internet banking;commercial bank；risk manag...
