摘要企业编制的财务报表是反映企业一定时期财务状况和经营成果的表格式报告，是企业向外界传输财务信息的主要手段.然而,财务报表是历史性的静态文件，要进行有效的决策,还要对财务报表中反映的资料加工、整理,进行财务报表分析.只有在财务报表分析后才能使信息使用者、决策者得到确切的企业状况和经营成果,进而指导决策。本文以公司财务管理和财务报表分析的有关理论和讨论方法为依据，主要通过比较分析法和比率分析法等方法来分析交通银行股份有限公司 2025 年到 2025 年的财务数据,探求近年来财务指标变化趋势和原因。同时，本文还引入国内具有一定规模和参照性的企业，与交通银行股份有限公司部分财务指标进行横向比较。最后根据分析得出了自己的结论.关键词:财务报表分析 交通银行 财务比率AbstractAlthough financial statements provide materials of financial position and managing achievements in enterprises， but apparently， it can not provide the accurate information 。 Only through analyzing the financial statements， can it make the information user acquire the information of financial position and managing achievement in order to guide the decision 。 This paper, based on the theories and research methods of company’s financial management and financial report analysis， applying multiple analysis methods such as ratio analysis， comparative analysis and so on, analyze the key financial data and its development tendency of BANK OF COMMUNICATIONS from 2025 to 2025. Finally ， review the company’s financial position and operational performance ， point out some problems in operation and management， and provide suggestions for reference。Keywords: Financial statements analysis BANK OF COMMUNICATIONS Financial Ratios目 录摘要..........................................................................1ABSTRACT.......................................................................2一、讨论背景......................................................................4（一）、行业背景.........
