I论文题目：我国中小企业融资难问题及对策研究摘要在时代的快速革新下，随着经济体制的改革升级不断深入，中小企业在支撑就业、稳定增长、改善民生等方面发挥着重要的作用，它作为市场经济的重要组成部分，一个地区是否具备竞争力以及地区经济发展水平的一个重要衡量标准是：地区中小企业发展水平。但是，束缚中小企业健康发展，涉及面范围广且日益突出的中小企业融资难问题，成了关键因素，所以，中小企业融资难问题怎么解决，中小企业的服务和扶持力度加大，这一课题需要社会各界共同协作共同关注。本文通过中小企业的特点与现状，并通过比较国外中小企业融资发展对策和情况，总结出当前我国中小企业融资难的原因，并通过对比国外中小企业融资发展的对策与情况，提出针对中小企业融资难问题的解决的对策及建议。关键词中小企业；融资；现状；对策分析IIIIIAbstractUndertherapidinnovationofthetimes,asthereformandupgradingoftheeconomicsystemcontinuetodeepen,SMEsplayanimportantroleinsupportingemployment,stablegrowth,andimprovingpeople’slivelihood.Asanimportantpartofthemarketeconomy,whetheraregionhascompetitionAnimportantmeasureofpowerandthelevelofregionaleconomicdevelopmentisthedevelopmentlevelofregionalSMEs.However,restrictingthehealthydevelopmentofsmallandmedium-sizedenterpriseshasbecomeakeyfactor,whichinvolvesawiderangeofandincreasinglyprominentfinancingdifficultiesforsmallandmedium-sizedenterprises.Therefore,howtosolvethedifficultfinancingproblemsofsmallandmedium-sizedenterprisesandincreasetheserviceandsupportofsmallandmedium-sizedenterprisesarethesubjectofthisissue.Allsectorsofsocietyneedtoworktogetherandpayattention.BasedonthecharacteristicsandstatusquoofSMEs,andbycomparingthefinancingdevelopmentstrategiesandconditionsofforeignSMEs,thisarticlesummarizesthecurrentreasonsforthefinancingdifficultiesofSMEsinmycountry,andcomparesthefinancingdevelopmentstrategiesandconditionsofforeignSMEs,andproposesfinancingforSMEs.Countermeasuresandsuggestionsforsolvingdifficultproblems.KeywordsSME；Financing；Currentsituation；AnalysisofcountermeasuresIII目录摘要......................................................................IAbstract..................................................................II前言......................................................................1一、中小企业相关概念......................................................2（一）中小企业的定义..................................................2（二）中小企业的特点..................................................2二、中小企业融资难现状及原因分析..........................................3（一）我国中小企业融资难现状..........................................3（二）我国中小企业融资困境原因分析....................................5三、国外中小企业融资......................................................7（一）国外中小企业融资基本情况........................................7（二）国外中小企业融资与我国的对比....................................8（三）国外中小企业融资对我国的启示....................................8四、解决中小企业融资难的对策..............................................9（一）加强自身建设....................................................9（二）外部环境的改善.................................................10结论.....................................................................10参考文献.................................................................11致谢.....................................................................12前言从世界经济发展的角度来...
