**大学学年论文题目：论中小企业财务管理问题与对策学院：专业：学号：姓名：指导教师：完成日期：2011年**月**日目录前言··········································································2一、中小企业财务管理现状和问题················································2（一）财务管理模式僵化·······················································2（二）财务管理制度不健全·····················································2（三）财务控制不严格·························································2（四）融资渠道单一···························································3（五）财务内部组织方面的不足·················································3二、解决中小企业财务管理问题的相关对策·······································3（一）改善中小企业财务管理模式···············································3（二）设立中小企业融资机构···················································3（三）实现对企业财务控制上的规范·············································4（四）扩大企业融资渠道·······················································4（五）加强中小企业财会人员队伍建设···········································4注释·········································································6参考文献··································································论中小企业财务管理问题与对策摘要：中小企业作为当前国民经济的重要组成部分，对社会主义市场经济发展和社会稳定起着重要的促进作用，也是当前经济生活中最活跃的因素。基于此，本文分析了我国中小企业财务管理的现状及存在的原因，并提出了解决问题的相关对策。关键词：财务管理；现状问题；对策DiscussionontheProblemsExistedinMiddle-pettyEnterpriseFinancialAffairsManagementandCoyntermeasuresAbstract:Thesmallandmedium-sizedenterprisetakesthecurrentnationaleconomytheimportantcomponent,isplayingtheimportantpromoteractiontothesocialistmarketeconomydevelopmentandthesocialstability,isalsointhecurrenteconomiclifethemostactivefactor.Thefinancialcontroltakesthebusinessmanagementthecore,anddevelopstheinfluentialroletoenterprise'ssurvival.Buthowdoesthesmallandmedium-sizedenterprisegetridofthemarketsteepcompetitionthedifficultposition,therapidgrowthalsoregardsforthesocio-economicdevelopmentneedstheissueofconcern.Keywords:Financialcontrol;Presentsituationquestion;Countermeasure前言：目前，我国中小企业已近1000万家，占全国企业总数的99％，它所提供的工业总产值和实现利税分别占全国总数的60％和40％，并提供了大约75％的城镇就业机会，成为县及县以下财政收入的主要来源。但由于中小企业规模小、资本和技术构成较低、外部宏观经济变化对其影响大等因素的存在，使其在财务管...
