我国软件行业中小企业的融资对策研究摘要中小企业作为我国经济的重要组成部分，不仅在加快经济增长、稳定国家税收、增加就业岗位、以及推进新技术创新等层面充当着愈来愈重要的角色，也是我国未来经济发展的重要引擎。融资困难一直以来都是我国中小企业生存和发展的一道阻碍。当前我国中小企业有着以内源融资方式进行融资不稳定，依靠外源融资方式进行融资成本高且外源融资方式得不到资本市场的有力支持等现状。软件开发中小企业融资，顾名思义是在软件开发型中小企业内进行的资金融通，根据企业规模、发展战略、资本运营情况、风险调控能力等制定筹资规划，从而获得短期或长期资金。本文立足于我国软件开发中小企业的实际情况，运用了归纳法和定性分析法，根据对中小企业的融资方式进行研究，从政府、资本市场和企业自身三个方面进行探讨，分析中小企业融资的问题及相应的融资对策。关键字：中小企业；软件开发；融资现状；融资方式AnalysisontheCurrentSituationofFinancingProblemsofSmallandMedium-sizedEnterprisesinChinaandSuggestionsABSTRACTSmallandmedium-sizedenterprises(SMEs)，asanimportantpartofChina'seconomy，notonlyplayanincreasinglyimportantroleinacceleratingeconomicgrowth，stabilizingstatetaxes，increasingjobs，andpromotingnewtechnologicalinnovation.ItisalsoanimportantengineforChina'sfutureeconomicdevelopment.TheFinancingdifficultieshasalwaysbeenanobstacletothesurvivalanddevelopmentofsmallandmediumenterprisesinChina.Atpresent，China'ssmallandmedium-sizedenterpriseshavetheinternalfinancingmodeoffinancinginstability，relyingonexternalfinancingmethodsforhighfinancingcostsandexternalfinancingmethodsarenotthestrongsupportofthecapitalmarketstatusquo.SoftwaredevelopmentSmallandmedium-sizedenterprisefinancing，asthenamesuggestsisinthesoftwaredevelopmentofsmallandmedium-sizedenterpriseswithinthefinancing，accordingtothesizeofenterprises，developmentstrategies，capitaloperation，riskcontrolcapacitytodevelopfinancingplanning，resultinginshort-termorlong-termfunds.Basedontheactualsituationofsmallandmedium-sizedenterprisesinChina'ssoftwaredevelopment，Usinginductiveandqualitativeanalysis,thispaperstudiesthefinancingmethodsofsmallandmedium-sizedenterprises，discussesthethreeaspectsofgovernment，capitalmarketandenterpriseitself，analyzesthefinancingproblemsofsmallandmedium-sizedenterprisesandthecorrespondingfinancingmeasures.Keywords:smallandmedium-sizedenterprises;capitalmarket;financingstatus;financingmode目录第一章绪论............................................................................................................................11.1研究背景.........................................................................................................................11.2研究目的和意义.............................................................................................................11.3研究方法.........................................................................................................................1第二章软件开发中小企业融资的特点及现状...................................12.1软件开发中小企业定义及特征.....................................................................................12.2软件开发中小企业融资的特点.....................................................................................22.3软件开发中小企业融资现状.........................................................................................22.3.1依靠内源融资方式融资不稳定...............................................................................
