我国中小企业融资现状及对策研究分析 金融学专业VIP专享VIP免费

我国中小企业融资现状及对策研究——以成都达思特科技有限公司为例RESEARCHONFINANCINGSTATUSANDCOUNTERMEASURESOFSMALLANDMEDIUM-SIZEDENTERPRISESINCHINA--TakingChengduDASTSCIENCEANDTECHNOLOGYCO.LTDASANEXAMPLE摘要随着我国社会与经济的飞速发展，市场经济体制的雏形已经初步展现，在我国市场经济体制逐渐走上正轨的过程中，产生了一类特殊的企业形式——中小企业。中小企业在近些年飞速发展，已经成为了我国国民经济的重要组成部分之一，对于我国的社会经济发展起到了重大的推动作用。虽然中小企业的发展势头迅猛，由于其尚处在起步阶段，因此在很多方面还存在着问题需要进一步解决，中小企业的融资问题就是其中之一。在本篇文章当中，以成都达思特科技有限公司为例，首先对我国中小企业的特点做出了深入的研究，并且在此基础上对中小企业的融资问题做出了相应的探析，除此之外，还实际考虑我国中小企业的融资发展现状，尝试有针对性的提出一些解决问题的对策，希望能够为解决中小企业的融资问题提供一些参考。关键词中小企业；融资能力；信用风险AbstractWiththerapiddevelopmentofsocietyandeconomyinourcountry,therudimentofthemarketeconomysystemhasbeenshowing,inChina'smarketeconomicsystemgraduallyontherighttrackintheprocess,resultinginakindofspecialformofenterprise:smallandmedium-sizedenterprises.Smallandmedium-sizedenterprisesinrecentyearsofrapiddevelopment,hasbecomeanimportantpartofChina'snationaleconomyandtoamajorrolefortheeconomicdevelopmentofoursociety.Althoughthemomentumofdevelopmentofsmallandmedium-sizedenterprisesrapidly,becauseitisstillintheinitialstage,sothereismuchneedtofurthersolvetheproblem,theproblemoffinancingSMEsisoneofthem.Inthisarticle,Chengdudustertechnologylimitedcompanyasanexample,wemakeafurtherstudyonthecharacteristicsofChina'ssmallandmedium-sizedenterprises,thefinancingproblemofsmallandmedium-sizedenterprisesandonthisbasistomakethecorrespondinganalysis,inaddition,trytoputforwardsomecountermeasurestosolvetheproblems.Thehopecanprovidesomereferencetosolvethefinancingproblemofsmallandmedium-sizedenterprises.KeywordsSmallandmedium-sizedenterpriseFinancingcapacityCreditrisks目录摘要........................................................................IAbstract.........................................................................................................................................II1导论.............................................................................................................................................11.1研究目的和意义..................................................................................................................11.2研究内容和方法....................................................................................................................12文献综述.....................................................................................................................................22.1国外文献综述........................................................................................................................22.2国内文献综述........................................................................................................................33我国中小企业融资现状及原因分析.........................................................................................43.1我国中小企业融资现状........................................................................................................443.2.1我国中小企业融资存在的问题及原因分析..............................43....