ICS35.240.40A11备案号：JR中华人民共和国金融行业标准JR/T0025.13—2010中国金融集成电路（IC）卡规范第13部分：基于借记/贷记应用的小额支付规范Chinafinancialintegratedcircuitcardspecifications—Part13:Low-valuepaymentspecificationsbasedondebit/creditapplication2010-04-30发布中国人民银行发布2010-04-30实施目次JR/T0025.13—2010前言.................................................................................II引言................................................................................III1范围................................................................................12规范性引用文件......................................................................13术语和定义..........................................................................14符号和缩略语.........................................................................25卡片及终端技术要求...................................................................35.1新增数据元.........................................................................35.2卡片脱机数据认证...................................................................45.3持卡人验证方法原则.................................................................45.4交易日志...........................................................................45.5货币转换...........................................................................45.6数据元的使用.......................................................................45.7脚本...............................................................................46余额的含义...........................................................................47功能模式.............................................................................47.1电子现金账户.......................................................................57.2电子现金账户金额和卡余额的初始设定.................................................57.3交易...............................................................................67.4交易处理...........................................................................67.5交易流程图.........................................................................78调整电子现金余额.....................................................................99主机逻辑实现示例.....................................................................99.1脱机交易...........................................................................99.2联机交易..........................................................................1010卡命令.............................................................................1210.1电子现金余额查询.................................................................1210.2交易日志查询.....................................................................1310.3取交易日志格式命令...............................................................1410.4更新电子现金参数命令.............................................................14附录A（资料性附录）电子现金简介......................................................16附录B（资料性附录）电子现金交易......................................................20附录C（资料性附录）电子现金余额及日志读卡器..........................................31附录D（资料性附录）卡片应用实例......................................................36参考文献..................................................
