你ICS 03.060A11备案号：中 华 人 民 共 和 国 金 融 行 业 标 准JRJR/T 0064.2—2011金融工具统计计值第 2 部分：贷款Statistics valuation of financial instruments——Part 2: loans2011-04-02 发布2011-04-02 实施中国人民银行 发布目 次前言...................................................................................II1 范围..................................................................................12 规范性引用文件........................................................................13 术语和定义............................................................................14 缩略语................................................................................25 贷款应计利息计算规则..................................................................25.1 利率换算............................................................................25.2 计息方法............................................................................25.3 单利与复利计算......................................................................35.4 分段计息............................................................................36 计值原则..............................................................................37 贷款产品计值方法......................................................................37.1 普通贷款............................................................................37.2 透支................................................................................47.3 垫款................................................................................47.4 再贴现..............................................................................47.5 回购/返售...........................................................................47.6 借贷................................................................................57.7 贸易融资............................................................................57.8 融资租赁...........................
