金融模块化与中国金融现代化VIP免费

模 块 化 分 解与 中 国 金 融 现 代 化 改革杨枝煌 北京大学法学楼 5 层社会经济与文化研究中心，北京 100871摘要：金融模块化是中国金融现代化的一个思径选择。金融模块化包括模块化分解和模块化集中，本文首先论述了模块化的基本原理及其意义；其次论述模块化分解与中国金融现代化改革包括产权、信息、业务三大模块的建构和模块化分解的现实运用，即模块化分解如何促进金融产权改革、实现金融管理生产力、金融业务创新、模块化分解如何解决股权分置和国有银行分拆上市；第三阐述模块化分解与模块化集中的相互关系及其对于实现中国金融现代化的意义。其中最为创新的地方在于运用模块化原理解决股权分置和国有商业银行分拆上市的当前要务。关键词：模块，金融模块化，股权分置，分拆上市，现代化 Abstract: Financial modularity is a choice of China’s financial modernization, which contains modularity separation and modularity convergence. The text firstly explains the basic principles and the importance of modularity; secondly it points out modularity separation and China’s financial modernization-oriented reformation which covers the construction of the three modules namely property rights, information and service and its practical application, which explained how modularity separation will promote the reform of financial property rights, fulfill financial management productivity , boost financial service innovation and how it will crack the hard nuts of the split stock-rights and partly-listing state-owned commercial banks; thirdly it discusses the interaction of modularity separation and modularity convergence and its significance to further China’s financial modernization. What really counts most of the innovation in the text is applying the theory of modularity to solve the problems of the separation of stock-rights and partly listing of state-owned commercial banks.Key words: module, financial modularity, split stock-rights, list partly, mo...