本科论文摘 要近年来，我国人口老龄化的问题越来越严重，老龄化发展趋势已然跟不上经济发展的速度，国家逐渐步入未富先老的境地。养老保险基金随即产生并逐年扩大规模，虽说在一定程度上能够解决这一问题，但从数据上分析，养老保险基金的发展毕竟很不成熟，目前还存在一些问题尚未解决，如不够多样化的投资手段,投资范围太窄和严重短缺的专业财务管理能力,这些问题导致养老保险既定的目标难以实现。本文的研究建立在养老保险基金的投资的基础上，简述了养老保险基金的收益投资现状，点明了投资中出现的问题以及存在的风险，结合国内外经验针对其风险提出自己的一点小小的见解。关键字：养老保险基金，投资收益，投资风险本科论文AbstractIn recent years, China's aging problem has become more and more serious, the aging trend has been unable to keep up with the speed of economic development, the country has gradually stepped into the state of getting old before getting rich. Endowment insurance fund can develop and expand year by year, but from the data analysis, the development of the endowment insurance fund, after all, is not very mature, at present there are still some problems unsolved, such as not enough diversity means of investment, investment scope is too narrow and the serious shortage of professional financial management ability, these problems lead to endowment insurance established difficult to achieve. Based on the investment of endowment insurance fund, this paper briefly describes the status quo of income investment of endowment insurance fund, points out the problems and risks in the investment, and puts forward some opinions on the risks based on the experience at home and abroad.Key words: Endowment insurance fund, Investment income, Investment risk本科论文目 录前言..................................................................................................................................11.我国养老保险基金的基础理论.................
