精品文档。II欢迎下载目录内容摘要...............................................................I Abstract .................................................................II 1 导言.................................................................1 1.1 研究背景.............................................................1 1.2 国内外研究现状.................................................1 1.3 研究目的和意义.................................................3 1.4 研究思路及框架.................................................3 2 银行客户信用评级理论. ...........................................4 2.1 银行客户信用评级基本理论. .........................................4 2.2 我国银行信用评估现状.................................................6 3 银行客户的信用评级模型实例研究. ......................................8 3.1 数据处理与分析.................................................8 3.2 列联表分析...........................................................9 3.3 判别分析...........................................................12 3.4 Logistic回归分析.................................................16 4 结论...............................