浅谈房地产企业财务风险及防范VIP专享VIP免费

浅谈房地产企业财务风险及防范摘要近年来，我国房地产行业出现持续增温的现象，房地产行业在国民经济中占据越来越重要的地位。一方面，房地产行业的快速发展为国民经济增长做出了重要贡献；另一方面，由于房地产行业本身属于高投资、高风险、高收益的行业，再加上我国房地产产业尚不够规范化，金融体系的不完善，房地产行业在高歌猛进的同时，也承受着巨大的财务风险。本文主要阐述了房地产企业财务风险的背景、现状及特点，在资产负债率高，存在偿债风险、利率风险、再筹资风险、税收政策风险及市场供求风险的现状基础之上，从内因和外因两方面分别分析其财务风险形成原因，并针对不同的原因分别提出了树立风险价值观念，研究政策环境与形势，整合社会资源，正确选择开发的物业状态，优化资本结构提高财务管理水平，增强风险意识，提高决策水平五大措施，为房地产企业的财务风险防范和规避提供了一定的参考。关键词:房地产企业财务风险防范ABSTRACTInrecentyears,China'srealestateindustryappearedthephenomenonofcontinuedwarming,realestateindustrymoreandmoreimportantroleinthenationaleconomy.Ontheonehand,therapiddevelopmentoftherealestateindustrymadegreatcontributiontothenationaleconomicgrowth,ontheotherhand,becausetherealestateindustrybelongstohighinvestment,highrisk,highincomeindustry,coupledwiththerealestateindustryinChinaisstillnotstandardized,thefinancialsystemisnotperfect,therealestateindustryinrapiddevelopmentatthesametime,arealsounderenormousfinancialrisk.Thisarticlemainlyexpoundsthebackground,presentsituationandcharacteristicsofrealestateenterprisefinancialrisk,intheasset-liabilityratioishighsolvencyrisk,interestrateriskandfinancingrisk,taxrisk,andbasedonthepresentsituationofmarketsupplyanddemandrisk,respectivelyfromtwoaspectsofinternalcauseandexternalcauseanalysisofthefinancialriskformationreasons,andputsforwardsetrespectivelyforthecauseofdifferentvalueatriskconcept,researchpolicyenvironmentandtheforms,theintegrationofsocialresources,choosethedevelopmentstateofpropertyright,optimizationofcapitalstructure,improvetheleveloffinancialmanagement,strengthenriskawareness,fivemeasurestoimprovethelevelofdecision-making,forrealestateenterprisefinancialriskpreventionandavoidprovidingacertainreference.KeyWords：RealestateenterprisesFinancialriskPrevention目录前言....................................................................11房地产企业财务风险现状及特点...........................................11.1房地产企业财务风险现状.............................................21.2房地产企业财务风险特点.............................................42房地产企业财务风险形成的原因...........................................52.1系统性风险形成原因.................................................52.1.1经济环境......................................................52.1.2资源环境......................................................52.1.3市场环境......................................................62.1.4法律、政策环境................................................62.2非系统风险形成原因.................................................62.2.1自身经营特点..................................................72.2.2资本结构......................................................72.2.3财务管理水平..................................................72.2.4决策风险意识..................................................73房地产企业的财务风险防范对策...........................................73.1树立风险价值观念，研究政策环境与经济形势...........................93.2整合社会资源，正...