本科论文摘 要保险公司因其特殊性具有高负债的特点，高负债也会带来高资产负债率、高产权比率等问题这使得保险公司对其资本结构的分析、优化显得尤为重要,有着优秀资本结构可以保障其良好的偿付能力、融资能力以及可以维持长久的经营。本文通过分析中国平安保险股份有限公司偿债能力、盈利能力,进而研究中国平安保险公司近两年资本结构的特殊之处以及其如何改进优化资本结构。并提出从资本充足、流动资金管理、市场调研管理方面来进一步优化自身资产结构，使企业乃至社会经济可以稳定、平稳的运行。 本科论文关键词：保险公司；资本结构；偿债能力；盈利能力AbstractBecause of its particularity, insurance company has the characteristics of high debt, high debt will inevitably bring high asset-liability ratio, high property ratio and other problems, which makes the analysis and optimization of insurance company's capital structure is particularly important, with excellent capital structure can guarantee its good solvency, financing ability and can maintain long-term operation. This paper analyzes the solvency, profitability and financial risk of Ping An Insurance Co., Ltd., and studies the special features of the capital structure of Ping An Insurance Company of China in the past two years and how to improve and optimize the capital structure. And put forward from capital adequacy, liquidity management, market research management aspects Further optimize their own asset structure, so that enterprises and even social economy can be stable and stable operation.本科论文Key words: Insurance company; Capital structure; Solvency: Profitability目 录摘 要...................................................................ⅠAbstract.................................................................Ⅱ第 1 章 绪论...............................................................11.1 选题背景..............................................................11.2 研究方法.....................
