人人贷风险评估报告篇一：我国 P2P 网贷安全问题讨论 我国 P2P 网贷安全问题讨论 摘要 网贷平台为借贷双方提供“一站式”服务，从信息发布、资料审核到转账借款、利率计算、制定还款期限等都是由网站进行专门服务的。P2P 网络借贷平台对于促进民间金融的进展也起到了积极的推动作用。P2P 网络借贷平台之所以会在短时间内进展起来，是由其特点所决定的。虽然 P2P 网络借贷本质上属于民间借贷的一种形式，但是其依附于互联网产生，具有操作便捷、方式灵活等突出的特点，对于传统金融的补充发挥出积极的作用。用户只需进行会员注册登录，将自己的身份信息提供给后台，便可以在网站上发布自己所需信息，投己所好，达成协议，受到人们的信赖。本文基于 P2P 网贷理论概述的基础上，探讨 P2P 网贷模式存在的安全问题，分析 P2P 网贷安全问题产生的原因，并进一步提出 P2P 网贷安全问题控制的对策建议等内容。 关键词：P2P；网贷安全；对策 Abstract The net credit platform to provide " one-stop" service for both borrowers and lenders, from information release and literature review to transfer loan, interest rate, time limit for the payment is conducted by the website specialized services. Lending to P2P network platform to promote the development of informal finance also has played a positive role in promoting. P2P lending platform is developed in a short period of time, is determined by its characteristics. Although P2P lending in essence belongs to a form of folk lending, but its attached to the Internet, has the characteristics of convenient operation, flexible way such outstanding, the supplement of traditional finance play a positive role. Member lo gin, users only need to provide their identity information to the background, you can release you need information on the website, the oneself mood, to reach an agreement, get the trust of people. Based on the introduction to the theory of P2P network to borrow on the basis of the security problems of...
