我国汽车金融行业发展研究【摘要】我国汽车金融业的发展凭借良好的国际经济形式呈现出十分蓬勃的发展态势,虽然国内相关汽车金融服务业发展的时间较晚,但是借助国外发达国家的成功经验,国内众多汽车金融企业已经探索出一条符合中国国情的经营战略。随着汽车金融服务业的规模化发展,汽车的经济产业链得以延长,产业效益增值。但是受体制和整体经济环境影响,国内汽车金融服务企业也存着着许多问题,需要进一步的研究解决。本文主要选取宝马汽车金融有限公司为主要实际案例,分析国内汽车金融服务公司的生存现状,在此基础上提出一些可行性建议。【关键词】汽车金融经济金融服务ResearchonthedevelopmentofChina'sautofinanceindustry【Abstract】DevelopmentofChina'sautofinanceindustrywithgoodinternationaleconomicformshowingveryvigorousmomentumofdevelopment,althoughthetimeofthedevelopmentofdomesticautomobilefinancialserviceslate,butwiththesuccessfulexperienceofdevelopedcountries,manydomesticautofinancecompanieshaveexploredabusinessstrategyinlinewithChina'snationalconditions.Withthelarge-scaledevelopmentoftheautomotivefinancialservicesindustry,theautomobileindustrychaintoextendeconomic,industrialvalue-addedbenefits.Butbythesystemandtheoveralleconomicenvironment,thedomesticautomotivefinancialservicescompaniesalsokeptalotofproblems,furtherresearchisneededtosolve.Inthispaper,chooseGuangzhouAutomobileAgricoleFinanceCorporationandDongfengNissanAutoFinanceCo.,Ltd.asthemainpracticalcaseanalyzedthesurvivalstatusofthedomesticautomobilefinancialservicescompany,weputforwardsomefeasiblesuggestionsonthisbasis.【Keywords】autofinance;economy;financialservices目录绪论.............................................................1第一节选题背景和研究意义............................................................................1第二节文献综述................................................................................................1第三节研究结构及内容....................................................................................2第四节研究的创新与不足................................................................................2第一章汽车金融相关概念与理论....................................3第一节汽车金融的内涵、特点和作用............................................................3第二节汽车金融的理论基础............................................................................5一、经济增长理论.......................................................................................5二、消费函数理论.......................................................................................5三、M&析........................8第一节我国汽车金融发展现状分析................................................................8第二节我国汽车金融发展问题分析................................................................8第三章宝马汽车金融有限公司案例分析.............................10第一节宝马汽车金融公司概况.......................................................................10第二节宝马汽车金融公司产品现状分析......................................................10一、宝马汽车金融公司的产品类型.........................................................10二、宝马金融公司的产品特性...................................