兰州财经大学陇桥学院本科毕业论文(设计)论文(设计)题目:我国股票市场个人投资者心理与行为分析系别:财政金融系专业(方向)及班级:金融学(投资方向)1301学生姓名:侯亚桃指导教师:乌日莎娜年月日我国股票市场个人投资者心理与行为分析摘要证券投资心理与行为分析就是对证券投资者个体和公众在投资过程中所表现出来的投资心理活动和投资行为所进行的分析和描述,从而找出规律性的投资模式,帮金融助投资者做出正确的投资决策。随着我国社会经济及金融的快速发展,我国股票市场的发展速度也不断得到进步,然而,对于股票市场中的个体投资者而言,在投资中会因多种多样的因素影响很多的不良心理与行为,这些不良表现会导致其对股票市场的客观分析出现失误,影响对股票市场的客观判断及总结,从而导致投资失误,对个人利益造成损失,而对于我国市场的长期发展而言,投资者的不良心理与行为导致其投资失误时,也会影响我国股票市场的健康发展,因此根据我国股票市场的实际情况,对证券市场投资者心理与行为进行深入研究。[关键词]个人投资者;投资心理;投资行为Theanalysisofindividualinvestors’behaviorinChinastockmarketABSTRACTPersonalinvestmentpsychologyandbehavioranalysisistheanalysisanddescriptionofsecuritiesinvestors'psychologicalactivitiesandinvestmentbehaviorintheinvestmentprocess,andfindouttheregularityinvestmentmodeltohelpinvestorsmaketherightinvestmentdecision.Withtherapiddevelopmentofsocialeconomy,therapiddevelopmentofsecuritiesmarketinChina,manyadversepsychologyandbehavior,whichleadtotheobjectiveanalysisofsecuritiesmarket,leadtoinvestmentfailure,lossofpersonalinterest,andthedevelopmentofsecuritiesmarket,investors'badpsychologyandbehaviorwillaffectthehealthydevelopmentofsecuritiesmarket.[keyword]personalinvestor;Investmentpsychology;Investmentbehavior;目录一、个人投资者心理与行为分析的概述............................................1(一)个人投资者行为与心理理论概述...................................................................................1(二)个人投资行为与心理的相互关系...................................................................................2二、我国股票市场个人投资者心理分析............................................3(一)我国股票市场个人投资者心理偏差的表现...................................................................31.心理账户...........................................................................................................................32.损失厌恶...........................................................................................................................43.过度自信...........................................................................................................................6(二)产生个人投资者心理偏差的原因分析...........................................................................71.缺乏科学合理的投资者心理评价体系............................................................................72.心理素质的偏激...............................................................................................................73.缺乏对自我认知的能力...................................................................................................8三、我国股票市场个人投资者行为分析............................................9(一)我国股票市场个人投资者行为偏差的主要表现...........................................................91.频繁交易行为...................................................................................................................92严重的“跟庄”现象...