全球医疗保险计划Benifits Schedule Quote 保障利益表及报价VIP专享VIP免费

第1页共7页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第1页共7页全球医疗保险计划BenifitsSchedule&Quote保障利益表及报价发布时间：BenefitItems保障项目Basic基本Standard标准Select精选Elite精英AnnualMaximumAggregateLimit年度总限额RMB2,000,000200万RMB4,000,000400万RMB8,000,000800万RMB8,000,000800万GeographicCoverageArea保障区域GreaterChina大中华Asia亚洲WorldwideexcludingNorthAmerica全球除美加Worldwide全球oInpatientBenefits住院医疗费用保险金Pre-authorizationrequired需要预授权Room,BoardandNursing(uptoprivate/singleroom)床位费、膳食费、护理费(上限为私人/单人病房)FullyCovered（Max.180days/yr）全额理赔（最高180天/年）FullyCovered（Max.180days/yr）全额理赔（最高180天/年）FullyCovered（Max.180days/yr）全额理赔（最高180天/年）FullyCovered（Max.180days/yr）全额理赔（最高180天/年）Examinationandlaboratorytests,otherinpatienttreatmentexpenses检查检验费、治疗费FullyCovered全额理赔FullyCovered全额理赔FullyCovered全额理赔FullyCovered全额理赔PrescriptionDrugs,DoctorsFeeincludingSurgeons,Physicians,AnaesthetistandSpecialists药品费、医师费Non-organTransplantSurgeryandOrganTransplantSurgery非器官移植手术费、器官移植手术费CompanionBedandIntensiveCareUnit第2页共7页第1页共7页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第2页共7页加床费、重症监护费In-patientPsychiatricTreatment(upto90daysperyear)精神病治疗（最多90天/年）NotCovered不提供RMB50,000/yr5万元/年RMB50,000/yr5万元/年RMB100,000/yr10万元/年FamilyCare(upto100daysperyear)家庭护理（最多100天/年）NotCovered不提供NotCovered不提供FullyCovered全额理赔FullyCovered全额理赔HospiceCare(upto45daysperyear)临终医疗费（最多45天/年）NotCovered不提供NotCovered不提供RMB50,000/yr5万元/年RMB50,000/yr5万元/年Ambulance救护车费FullyCovered全额理赔FullyCovered全额理赔FullyCovered全额理赔FullyCovered全额理赔B.NoClaimHospitalIncome/住院无理赔日额补贴Intheeventthattheinsuredhaventclaimedfromusorreceivesfullcompensationfromanythirdpartyforthehospitalexpenses,weshallprovideNoClaimHospitalIncomeaccordingtothedurationofhospitalstay(upto30daysperyear).被保险人因疾病或意外伤害事故进行住院治疗而发生的医疗费用，如被保险人不向本公司进行索赔或已通过其他途径取得全部补偿的,本公司按被保险人实际住院日数给付住院日额补贴。（限30天/年）RMB200/day200元/日RMB200/day200元/日RMB200/day200元/日RMB200/day200元/日C.Out-patientBenefits/门诊医疗费用保险金AnnualLimit年度总限额RMB50,000/yr5万元/年RMB100,000/yr10万元/年FullyCovered全额理赔FullyCovered全额理赔Consultationfees,ExaminationsandLaboratoryTests,Out-patientSurgeryandFullyCovered全额理赔FullyCovered全额理赔FullyCovered全额理赔FullyCovered全额理赔第3页共7页第2页共7页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第3页共7页OtherOut-patientTreatmentexpenses医生诊疗费、检查检验费、治疗费、门诊手术费PrescriptionDrugs处方药品费RMB20,000/yr2万元/年FullyCovered全额理赔FullyCovered全额理赔FullyCovered全额理赔PhysiotherapyandOtherAlternativeTherapies物理治疗及其他特殊疗法（限10次/年）NotCovered不提供RMB500/visit500元/次RMB1,000/visit1000元/次RMB1,500/visit1500元/次Out-patientPsychiatricTreatment精神病治疗（限20次/年）NotCovered不提供RMB500/visit500元/次RMB1,000/visit1000元/次RMB1,500/visit1500元/次EmergencyDentalTreatment意外牙科治疗RMB5,000/yr5000元/年RMB10,000/yr1万元/年RMB20,000/yr2万元/年RMB40,000/yr4万元/年DiabetesTreatment糖尿病治疗用品费RMB20,000/yr2万元/年RMB40,000/yr4万元/年RMB40,000/yr4万元/年...