实用标准文案精彩文档中译英:一.1.金融管理是商业管理的重要方面之一,没有合适的金融计划企业是不可能成功的。Financeisoneofthemostimportantaspectsofbusinessmanagement.Withoutproperfinancialplanninganewenterpriseisunlikelytobesuccessful.2.金融中介机构的基本宗旨是把不受公众欢迎的金融资产转变为他们能够接受的金融资产。Financialintermediariesplaythebasicroleoftransformingfinancialassetsthatlessdesirableforalargepartofthepublicintootherfinancialassets-theirownliabilities-whicharemorewidelypreferredbythepublic.3.企业经营是有风险的,因而,财务经理必须对风险进行评估和管理。Businessesareinherentlyrisky,sothefinancialmanagerhastoidentifyrisksandmakesuretheyaremanagedproperly.4.投资决策首先是指投资机会,常常指资本投资项目。Theinvestmentdecisionstarswiththeidentificationofinvestmentopportunities,oftenreferredtoascapitalinvestmentprojects.5.现金预算常常被用来评估企业是否有足够的现金来维持企业的日常经营运转和(或)是否有太多现金富裕。Cashbudgetsareoftenusedtoassesswhethertheentityhassufficientcashtofulfillregularoperationsand/orwhethertoomuchcashisbeingleftinunproductivecapacities.6.按照金融学的观点,资本就是企业购买商品以生产其它商品或提供服务的货币资金。Capital,inthefinancialsense,isthemoneythatgivesthebusinessthepowertobuygoodstobeusedintheproductionofothergoodsortheofferingofaservice.四.1.商业银行应积极开展电话银行转账功能风险评估和分类,依据收款账户的潜在风险高低,相应设置不同的转账额度和次数限制。Acommercialbankshallactivelyconducttheriskassessmentandclassificationofthetelephonebankingtransferfunctions,andsetdifferentlimitsonthetransferamountandtimesaccordingtothedegreeofpotentialrisksontherecipientaccount.2.商业银行相对其他行业属于信息化程度较高的行业,银行数据库里积累了海量的客户信息Commercialbankshavegainedmoreinformationandhavelargescaleofdata.3.商业银行的管理人员在分析客户的贷款申请时必须考虑许多因素。ManagersinCommercialbankshavetoconsidermanyfactorsinanalyzingacustomer'sloanrequest.4.除中国银行外,交通银行、农业银行、工商银行、建设银行在城乡也都设立了许多的机构,便于你获得金融服务。BesidestheBankofChina,theCommunicationBank,AgriculturalBank,IndustrialandCommercialBank,ConstructionBankalsohavecreatedmanybranchesinacityortown,andthatmakeseasierforyoutogetfinancialservices.5.定期存款也叫CD,是存款证书的一种类型。Acertificateofdeposit,alsocalledaCD,isatypeofsavingscertificate.实用标准文案精彩文档6.商业银行作为一家金融机构,其业务范围包括:从个人和公司吸收存款;通过提供贷款和其他对客户的财务或生意的运转很重要的金融业务来建立信贷,包括资金转账、支票兑现、银行保管箱等。Acommercialbankisanfinancialinstitutionestablishedto:acceptdepositsfromindividualsandbusinesses;originatecreditbyprovidingloansandofferingotherfinancialservicesessentialtotherunningofacustomer'sfinancialorbusinessaffairs,includingfundtransfers,checkcashing,safedepositboxes,etc.六.1.外汇交易市场,也称为"Forex"或"FX"市场,是世界上最大的金融市场,平均每天超过1兆美元的资金在当中周转--相当于美国所有证券市场交易总和的30倍。TheForeignExchangeMarket,calledby"Forex"marketorFXmarket,isthebiggestfinancialmarketintheworldwithtradingvolumessurpassingUSD1trillionaverageone-day,itisasbigas30timesofstockmarket.2."外汇交易"是同时买入一对货币组合中的一种货币而卖出另外一种货币。外汇是以货币对形式交易,例如欧元/美元(EUR/USD)或美元/日元(USD/JPY)。“Foreignexchange”istobuyonecurrencyandsellanotherincurrencypairatthesametime.Thetradingform...