题 目:对房地产融资状况分析——以广西万科房地产企业为例I摘 要 房地产行业是否健康发展与国计民生有很大的关系,它作为国民经济的重要部分,在钢铁、建材、家电等各个相关产业的是否能快速进步方面扮演了极其重要的角色。在一些国家,房地产是金融行业。中国已经经历了 30 年在经济上的摸索期,只有房地产发展起来,房地产业金融市场才能发展,但是有关房地产业融资的渠道却一直很单一,至今融资依然主要倚靠银行,还没有建立多元化融资渠道的局面。资金是房地产企业的生命,尤其是房地产行业。目前,企业开发新项目依然靠从银行借款,所以银行承担着绝大部分房产商的经营风险,同时也不利于我国经济的发展。与此同时,国家又需要采取一些手段来操控房地产行业,于是房地产商想要融资变得更加困难了。本文将综合国内外文献的研究成果,从什么是融资方式、房地产融资渠道现状、问题的各方面进行浅析,以期找到解决当前现状的方法。 【关键词】 多元化 融资渠道 房地产企业 IIIIIAbstract The real estate industry does have a great relationship with the healthy development of it as an important part, beneficial to the people's livelihood, national economy in iron and steel, building materials, household appliances and other related industries can rapid progress has played an extremely important role. In some countries, the real estate finance industry. Chinese has gone through 30 years in the economy the trial period, the only real estate development, real estate financial market can develop, but the real estate financing channels has been very simple, yet still mainly rely on bank financing, not to establish a diversified financing channels. The situation of funds is the real estate business life, especially the real estate industry. At present, enterprises in developing new projects still rely on borrowing from banks, so the banks responsible for the vast majority of real estate business risk, but also not conducive to China's economic development. At the same time, the country...