网上支付与安全

1网上支付与安全内容摘要随着互联网应用的普及，网络逐渐成为人们生活中的一种必需品，电子商务也随之出现，并得到了较为快速的发展，多种金融支付手段在便利了人们生活的同时，也带来了一些安全问题，如网络诈骗案件的频发、个人支付信息被盗窃等，这些问题的出现都警示着我们要注重网上支付的安全性，因此本文针对网上支付与安全进行研究，首先，本文以淘宝网的支付方式——支付宝为例，对当前网上支付的原理、流程等进行分析；其次结合支付宝的使用情况，分析其优势与劣势，深层次的剖析当前网上支付的安全问题，从信息数据、网络环境、个人信用三个方面入手，全方位的分析网上支付存在的风险与问题；再次在上文研究基础之上，结合计算机和会计电算化相关知识内容，针对网上支付的安全问题提出一些个人建议，如提高网络信息安全、注重网上支付安全管理、建立个人信用体系等。关键词：网上支付；安全问题；对策与建议AbstractWith the popularization of Internet, the network has gradually become the people to live a kind of necessity, the electronic commerce has emerged, and the rapid development, a variety of financial payment means to facilitate the people living at the same time, it also brings the problem of security, such as a network of fraud cases, the frequent 2personal payment information theft etc., these problems are warning us to pay attention to the safety of the online payment, therefore this paper online payment and security research, first of all, based on taobao payment -- pay treasure as an example, the online payment of the principle, process and analysis; then according to pay treasure use case, analysis of its the advantages and disadvantages, in-depth analysis of the online payment security problem, from the information data, network environment, personal credit in three aspects, a comprehensive analysis of the online payment risks and problems; again in the above research foundation, combined with computer and computerized accounting knowledge cont...