I论 文 题 目 ：我国中小企业融资风险问题研究 ——以深圳中小企业版为例摘 要随着社会主义市场经济体制的不断完善，我国中小企业迅速发展，并占据了非常重要的经济地位，但是中小企业发展现状却不容乐观，资金短缺是当下绝大多数中小企业面临的问题，融资作为解决企业资金短缺问题的有效措施，受到中小企业的青睐，然而由于中小企业自身原因、行业原因、政策原因等，其融资也面临较多风险，问题重重，亟待解决。本文通过文献综述法及实例论证法对中小企业融资风险问题进行研究，绪论部分介绍了研究背景、意义与国内外文献综述；接着对中小企业融资相关概念进行界定，为本文研究提供理论基础；其次论述我国中小企业融资现状以及存在的问题，中小企业融资中面临的三大问题为财务支付风险高、财务杠杆风险高以及融资决策风险高；再次以深圳中小版上市公司为例分析我国中小企业融资风险原因；最后提出改善我国中小企业融资风险的措施，进行总结。以期为中小企业在融资风险防范方面提供参考。关键词：中小企业、融资、融资风险、风险管理IIIIIAbstractWith the continuous improvement of the socialist market economic system, China's small and medium-sized enterprises developed rapidly, and occupy a very important economic position, but the status quo is not optimistic about the development of SMEs, capital shortage is the vast majority of small and medium enterprises face financing problems. However, due to their own reasons, industry reasons, policy reasons, their financing is also faced with more risks, problems, to be solved urgently.Therefore, the development of small and medium-sized enterprises, This part introduces the research background, significance and domestic and foreign literature review; then it defines the relevant concepts of SME financing, which provides the theoretical basis for the research of this paper; secondly, it provides the theoretical basis for the research of SME financing; secondly, This paper discusses the current situation and existing problems of SME financing in China. The...
