I互联网金融风险及其防范——以余额宝为例摘要 得益于计算机网络的更新进步，我国的互联网金融事业发生日新月异的变化。以“余额宝”为举例说明，对我国互联网金融行业面临的信用风险、经营风险、流动性风险、市场风险和法律风险进行研究和分析。由此得出以下措施：加快信用制度建设，完善信用评级体系；完善互联网金融系统管理，提高操作技术；有效利用大数据分析和加强金融合作；提高市场准入门槛，合作创新共赢；加强法制体系建设，建立有效监管等。关键字：互联网金融；风险及其防范；余额宝IIIIIInternet financial risk and its prevention----Take yu'ebao for exampleAbstractThanks to the update and progress of the computer network,The new changes of Internet Finance in China . Illustrate with examples from yu'ebao,Studies and analyzes the credit risk, operation risk, liquidity risk, market risk and legal risk faced by China's Internet finance industry . So we can summarize these solutions: Speed up the construction of credit system and improve the credit rating system ;Improve the management of Internet finance system and increase operation technology; Effectively use big data analysis and strengthen financial cooperation; Raise the threshold of market access and achieve win-win results through cooperation and innovation; Strengthen the construction of legal system and establish effective supervision and so on .Keyword：Internet finance; risk and its prevention; Yu EBAO目 录摘 要.................................................I Abstract.................................................II一、导 论.................................................1（一）选题背景及其研究意义............................11.选题背景与问题的提出.............................12.研究意义.........................................2（二）文献综述........................................2（三）论文总体结构和创新点............................31.论文的总体结构...................................32.论文的创新...
