金融助力供给侧结构性改革摘要 经济发展新态势下,供给侧结构性改革刻不容缓,金融行业如何根据发展实际与需要,对自身的业务模式进行改进,从而实现转型升级十分重要。随着经济社会的发展,特别是计算机及移动设备的适用范围日渐扩大,“互联网+”的提出,互联网金融成为人们日常生活中的重要构成部分,就如网络金融信贷供给就对传统的银行信贷业务产生了巨大的冲击,笔者因多年从事银行信贷相关业务,对此有较为深入的了解,故拟从比较分析互联网金融产品供给的运行模式入手,探究新形势下互联网金融所带来的银行金融业务模式上的转变,对如何抓住机遇,推动供给侧结构性改革提出了具有针对性的建议,以期为相关管理者做出有价值的参考。关键词:互联网金融理财;业务模式转变;供给侧结构性改革AbstractUnder the new situation of economic development, the supply-side structural reforms without delay, according to how the financial sector and the development of actual needs, improve their business models in order to achieve the transformation and upgrading is very important. With the economic and social development, especially in the scope of computers and mobile devices continues to expand, "Internet +" and suggested the Internet become an everyday finance an important component of the network of financial credit supply also produce traditional bank credit business a huge impact, because the author for many years engaged in bank credit-related businesses, which have a more in-depth understanding, it is proposed from the comparative analysis of Internet financial credit supply operation mode to start to explore the Internet bank credit finance business model brought about under the new situation change on how to seize the opportunity to promote supply-side structural reforms targeted proposals, in order to make a valuable reference for the relevant managers.Key words: Internet Finance; business model transformation; supply-side structural reforms目录摘要...