本科生毕业论文(设计)小额贷款公司风险管理－以市长信小额贷款公司为例摘 要2024 年开始，中国人民银行先后在、、、、五省（区）开展了由民营资本经营的“只贷不存”商业化小额信贷试点。2008 年 5 月 4 日，中国银行业监督管理委员会、中国人民银行联合发布了《关于小额贷款公司试点指导意见》，自此，小额贷款公司在金融体系中的地位日益突出，成为民间资本进入金融领域的一条重要渠道。随后越来越多信贷机构成立，使得信贷市场前景非常宽阔，但是随着时间推移和政府政策的变动，应运而生的小额贷款公司在进展中却出现了参差不齐。本文针对小额贷款公司现阶段的进展现状、面临的风险状况，归纳出小额贷款公司所面临的五类风险类型与表现，并提出每类风险的具体防措施。关键词：小额贷款公司；风险；管理措施AbstractBeginning in 2024, the People's Bank of Chinese successively in Shanxi, Sichuan, Guizhou, Shaanxi, Inner Mongolia five provinces (area) carried out by private capital management "the loan does not only save" commercial microfinance. In May 4, 2024, Chinese Banking Regulatory Commission, the People's Bank of Chinese jointly issued the "about microfinance company pilot guidance", since then, the petty loan company position in the financial system have become increasingly prominent, has become an important channel of the folk capital into the financial sector. Then more and more credit institutions, so that credit market prospects are very broad, but as time goes on and the government policy change, emerge as the times require small loan companies in the development has been uneven. Facing the development situation, the petty loan company at the present stage of the risk situation, sums up five kinds of risk types and performance of microfinance company faces, and put forward specific measures of each kind of risk.Key Words: Microfinance companies，Risk，Management measures 目 录1 引言 12 小额贷款公司进展概述 22.1 小额贷款公司产生的背景 2...
