目 录摘 要....................................................................................................................IAbstract.....................................................................................................................II引 言...................................................................................................................11 锦州银行个人理财业务及发展现状...................................................................21.1 锦州个人理财业务状况...............................................................................21.2 锦州银行个人理财业务状况.......................................................................32 锦州银行个人理财业务发展问题........................................................................52.1 个人理财业务体系不完善...........................................................................52.2 缺乏高素质复合人才...................................................................................52.3 个人理财产品创新力不足...........................................................................63 锦州银行个人理财业务发展对策.......................................................................83.1 加快个人理财业务体系的完善...................................................................83.2 培养高素质复合人才...................................................................................93.3 提高个人理财产品创新能力.....................................................................10结 论.................................................................................................................12参考文献.................................................................................................................13附录 锦州银行个人理财业务的相关问题研究调查问卷...................................15致 谢.................................................................................................................19I摘 要近年来，中国国民财富迅速增长...
