目 录摘 要....................................................................................................................IAbstract.....................................................................................................................II引 言...................................................................................................................11 个人理财业务简介...............................................................................................22 娄烦县农村信用社个人理财业务发展现状.......................................................33 娄烦县农村信用社个人理财业务存在的问题...................................................53.1 理财产品多样性低针对性弱.......................................................................53.2 缺乏高素质的综合理财人员.......................................................................73.3 客户的信息收集系统不健全.......................................................................93.4 银行理财人员服务意识不足.....................................................................113.5 缺乏监管和配套的金融体制.....................................................................124 娄烦县农村信用社个人理财业务发展对策.....................................................144.1 创新业务品种以延伸理财领域.................................................................144.2 培养理财人才以构筑人才金库.................................................................154.3 加快平台建设并完善客户资料.................................................................154.4 培育农村市场并提升服务品质.................................................................164.5 加强市场监管并建立金融体制.................................................................16结 论.................................................................................................................18参考文献.......................................................................................................
