保险的绿色创业模式探析【摘要】一般而言，传统金融领域的目标是追求利润结果，而保险的绿色创业模式不同，它在经营过程中更加关心生态、侧重于保护环境，这一理念也正是实现可持续发展的重要条件。因而，如果保险公司在营销，核保，理赔等过程中,能考虑到所使用的保险资金分配关联到的环境、社会的效应之间的关联点，就能做到更好地促进环境保护与经济社会持续发展。本文通过对绿色创业这一新兴概念的整合分析，并延伸到保险的绿色创业，对其界定以及内涵的探讨，进而提出了“区块链＋保险”模式，“可穿戴设备＋保险”模式，“人工智能＋保险”模式，就这些模式目前对于保险行业的影响，对社会和经济发展的意义，进行深入的研究，进而提出更好的促进保险行业发展绿色创业模式的建议。【关键词】新技术；大数据；服务创新；可持续发展The green business model of insurance[Abstract]Generally speaking, the goal of the traditional financial sector is to pursue profit results, while the green business model of insurance is different. It pays more attention to ecology and focuses on environmental protection in the business process. This concept is also an important condition for sustainable development. Therefore, if insurance companies can take into account the correlation points between the environmental and social effects associated with the allocation of insurance funds used in marketing, underwriting and claims, they can better promote environmental protection and sustainable economic and social development. Based on integrated analysis of the concept of green business this emerging green and extends to the insurance business, the definition and connotation of the discussion, put forward the "block chain + insurance" mode, "wearable equipment + insurance" mode, "artificial intelligence + insurance" mode, are these patterns to the influence of the insurance industry at present, the social and economic development, the significance of in-depth study, put forward bet...
