保险业常用词汇中英文对比第一部分：保险承保业务1、一般保险原理保险 insurance 保险业 insurance industry保险业务结构 business structures保险业主体 bodies in Insurance Industry被保险人 insured 理赔 claim settlement 承保利润微薄 underwriting profit is slight承保能力 insurance capacity 承保业务 underwriting operation未决赔款储备金 reserve IBRN 大数法则 Law of Large Numbers营业额 turnover 市场缺陷 market imperfections 社会保险 social insurance 个人代理人 personal agent银行保险 bank insurance直销 straight pin佣金 brokerage手续费 commission charges再保险 reinsurance2、财产保险财产保险 property insurance 长尾 long－tail 长期护理保险 long-term care insurance 短尾 short－tail 综合赔付率 combined ratio 自留 retention 车险 auto insurance财产保险 property insurance责任保险 liability insurance农业保险 agricultural insurance巨灾保险 catastrophe insurance意外损害保险 casualty accident insurance3、寿险词汇变额寿险 variable life insurance 长寿保险 insurance on last survivor 定期寿
