保险公司全面风险管理标准精要InsuranceCriteria:RefiningTheFocusOfInsurerEnterpriseRiskManagementCriteriaStandard&Poor'sRatingsServices一、ERM质量分级················································································1二、风险管理文化···············································································2三、新兴风险管理···············································································43.1新兴风险识别·················································································43.2新兴风险重要性评估········································································43.3新兴风险应对·················································································5四、风险模型和经济资本模型···························································5五、战略风险管理···············································································6六、风险控制的一般思路···································································7七、信用风险·······················································································87.1风险识别·······················································································97.2风险监测·······················································································97.3风险限额及标准··············································································97.4风险限额执行················································································107.5风险管理······················································································107.6再保险信用风险·············································································127.7其他交易对手信用风险····································································127.8商业抵押信用风险··········································································127.9风险学习·······························...