I中国农业银行中国农业银行国际贸易融资产品手册国际贸易融资产品手册20112011年年1212月月I目录1.前言.......................................................................12.打包贷款.......................................................................32.1产品简介...................................................................32.1.1产品定义...............................................................32.1.2产品功能...............................................................32.1.3产品收益...............................................................32.1.4产品种类...............................................................32.2适用客户...................................................................42.3办理条件...................................................................42.4管理要求...................................................................52.4.1融资比例...............................................................52.4.2融资期限...............................................................62.4.3融资币种...............................................................62.4.4融资利率...............................................................62.4.5额度管理...............................................................62.4.6授权管理...............................................................72.5业务办理流程...............................................................82.5.1业务受理...............................................................82.5.2业务调查...............................................................92.5.3业务审核..............................................................102.5.4业务审查审批..........................................................102.5.5业务实施..............................................................112.5.6特殊规定..............................................................142.5.7贷款发放后续处理......................................................152.5.8贷后管理..............................................................162.6风险提示..................................................................192.6.1风险点................................................................19II2.6.2风险防范要点..........................................................203.出口押汇......................................................................213.1.产品简介.................................................................213.1.1.产品定义.............................................................213.1.2.产品功能.............................................................213.1.3.产品收益.............................................................213.1.4.产品种类.............................................................213.2.适用客户.................................................................223.3.办理条件.................................................................223.4.管理要求.................................................................233.4.1.融资比例.............................................................233.4.2.融资期限.............................................................233.4.3.融资币种.............................................................243.4.4.融资利率.............................................................243.4.5.额度管理.......................................
