I中小企业融资的现状与出路摘要从改革开放初期到现在，我国社会发展迅速，经济飞速前行。与此同时，中小企业也得到了短期内快速的提升，同时随着中小企业的提升推动了我国经济的进一步发展。因为中小企业整体竞争能力比较弱，筹资能力不强，资金来源渠道还是相对的狭窄，使得我国中小企业在经营过程中存在资金不足且融资难的难题。中小企业亟需寻找适合的融资形式。但由于其本身的特点影响，导致在中小企业融资过程中出现许多问题，影响中小企业健康的发展。因此，以中小企业做为研究目标，来探讨研究如何解决中小企业在进行融资时面对的问题。本文依照我国中小企业融资现状来对我国中小企业融资所存在的难点进行分析，并提出相关建议，以针对性的方式来解决融资时遇到的问题，更好的推动我国中小企业的提升和发展。关键词：中小企业；融资方式；融资难IIResearchOnTheFinancingStrategyOfShuanghui'sMergerWithSmithfieldAbstractAbstract:Fromtheinitialstageofreformandopeninguptothepresent,China'ssocietyhasdevelopedrapidlyanditseconomyisadvancingrapidly.Atthesametime,smallandmedium-sizedenterpriseshavebeenrapidlypromotedintheshortterm,andwiththepromotionofsmallandmedium-sizedenterprises,thefurtherdevelopmentofChina'seconomyhasbeenpromoted.Becausetheoverallcompetitivenessofsmallandmedium-sizedenterprisesisrelativelyweak,theabilitytoraisefundsisnotstrong,andthesourceoffundsisrelativelynarrow,whichmakesitdifficultforsmallandmedium-sizedenterprisesinChinatoraisefunds.Smallandmedium-sizedenterprisesurgentlyneedtofindsuitablefinancingforms.However,duetoitsowncharacteristics,therearemanyproblemsinthefinancingprocessofSMEs,affectingthehealthydevelopmentofSMEs.Therefore,takingsmallandmedium-sizedenterprisesastheresearchobjective,thispaperexploreshowtosolvetheproblemsfacedbysmallandmedium-sizedenterprisesinfinancing.AccordingtothefinancingstatusofSMEsinChina,thispaperanalysesthedifficultiesofSMEsfinancinginChina,andputsforwardrelevantsuggestionstosolvetheproblemsencounteredinfinancinginatargetedway,soastobetterpromotethepromotionanddevelopmentofSMEsinChina.KEYWORDSMergersandacquisitions；Financing；payIII目录摘要....................................................IAbstract.................................................II1绪论....................................................11.1研究背景...........................................11.2研究意义...........................................12中小企业融资的相关概述..................................22.1中小企业概述.......................................22.1.1中小企业相关界定......................................22.1.2中小企业的主要特点....................................22.2中小企业筹资概述...................................32.2.1中小企业筹资的定义....................................32.2.2中小企业的融资方式....................................33中小企业融资现状及存在的问题............................53.1中小企业融资现状...................................53.1.1中小企业融资压力前所未有..............................53.1.2中小企业间融资需求差异大..............................53.1.3中小企业融资渠道窄................................63.2中小企业融资存在的问题.............................63.2.1融资缺乏有效抵押物....................................63.2.2融资程序复杂..........................................73.2.3中小企业融资受外部影响大..............................74我国中小企业融资存在问题的成因分析......................84.1贷款信息体制不完善.................................84.2财务管理制度不完善.................
