目录一、个人负债业务··········································1(一)活期储蓄存款······································1(二)整存整取定期储蓄存款··························2(三)零存整取············································4(四)教育储蓄············································6(五)定活两便············································7(六)存本取息··········································11(七)个人通知存款····································12(八)“双利丰”个人通知存款·····················15(九)挂失业务··········································17(十)预约制度··········································19(十一)小额帐户管理费······························19二、个人资产业务·········································21三、个人理财业务·········································24(一)我行自有理财产品······························24(二)开放式基金·······································25(三)代理保险······················