万元还款对照表年限公积金贷款商业贷款商业贷贷（1.1倍利率）等额本息等额本金等额本息等额本金等额本息等额本金月供总息月供总息月供总息月供总息月供总息月供总息1853.56242.68870.41241.02863.24358.87888.00355.34866.28395.38893.5391.082436.25470.13453.75463.55446.14707.40472.09692.71449.18780.27477.67762.53297.25700.82314.86685.98307.171058.30333.201025.22310.241168.5338.781128.54227.81934.87245.41908.55239.001471.95265.831408.77242.211626.04271.581549.635186.201172.22203.751131.02197.541852.46224.171753.71200.812048.45229.921929.136160.591562.09179.721490.40170.732292.58197.642144.36174.112536.23203.472357.297140.871832.98159.881735.38151.172698.40177.802496.83154.622988.04183.632744.798126.122107.92145.001980.34136.593112.11162.922849.28140.13449.55168.753132.299114.692386.65133.422225.47125.323533.95151.343201.98128.93920.66157.173519.7910105.582669.18124.162470.49116.373963.74142.083554.52120.014401.28147.913907.291198.152955.89116.592715.33109.104401.86134.513906.74112.814891.3140.344294.791291.993246.22110.272960.59103.104847.51128.194259.65106.885390.61134.024682.291386.803540.60104.933205.5398.085300.21122.854612.06101.925899.08128.685069.791482.373838.90100.353450.6193.825760.55118.274964.6897.726416.58124.15457.291578.564140.6096.393695.1190.166229.77114.315316.4894.136942.96120.145844.791675.244446.4492.913940.6587.006705.82110.835669.7691.037478.09116.666232.291772.334756.2389.854185.3484.257188.64107.776021.8488.348021.8113.66619.791869.765069.6887.134430.0381.847678.48105.056373.9185.998573.93110.887007.291967.485386.3184.694675.3579.728174.02102.616726.8383.929134.31108.447394.792065.445707.1982.504920.0077.838679.57100.427078.8582.099702.77106.257782.292163.616031.7580.515165.7076.159190.8498.437432.3780.4710279.12104.268169.792261.966359.5678.715410.2374.659708.1596.637784.1579.0310863.2102.468557.292360.476690.2977.065655.6973.3010233.5594.988137.3277.7311454.81100.818944.792459.117026.1075.555900.7672.0910763.0993.478489.9576.5812053.7699.39332.292557.887362.5574.166146.0171.0011297.7792.088842.8075.5312659.8697.919719.792656.757704.3372.886390.6470.0111840.3490.809194.7874.5913272.9296.6310107.292755.718050.7671.696636.2669.1112389.6589.619548.1973.7413892.7595.4410494.792854.768398.6170.596880.8168.2912946.0288.519900.0572.9714519.1494.3410882.292953.888751.7469.577124.3267.5513502.9687.4910250.3772.2815151.993.3211269.793053.079107.4068.617369.8066.8714068.5686.5310603.5971.6415790.8492.3611657.29例：30万20年公积金贷款和商业贷款还款对比单位：元贷款类型还款方式月还款额全部利息额同比公积金贷款利差公积金贷款等额本息1963.27171183.24等额本金2474.9（首月）147600.6商业贷款等额本息2334.9260387.1-89203.86等额本金3012.5（首月）212365.5-64764.9商业贷款（1.1倍利率）等额本息2463.77291305.09-120121.85等额本金3188.9（首月）233619.38-86018.78
